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Furthermore, customers for this kind of plan can have severe lawful or criminal histories. It is necessary to note that various providers use a series of issue ages on their guaranteed issue policies as low as age 40 or as high as age 80 - what happens at the end of life insurance term. Some will additionally supply greater stated value, up to $40,000, and others will certainly enable better fatality benefit problems by improving the interest rate with the return of premium or lessening the variety of years till a full death advantage is offered